Deseret Mutual is now offering Deseret Premier for the first time in Utah and southeastern Idaho. This high-option national plan will replace Deseret Choice everywhere except Hawaii.
The two plans are very similar. Like Deseret Choice, Deseret Premier is a preferred provider organization. Also, it has largely the same contracted providers.
Unlike Deseret Choice, Deseret Premier requires a modest annual deductible for services from non-contracted providers—$300 for individuals, $600 for families—but it also has lower copayments and lower coinsurance for services from non-contracted providers.
We’ve asked participants enrolled in Deseret Choice to choose a new plan that best meets their needs during open enrollment. Those who don’t choose a new plan will be automatically enrolled in Deseret Premier.
To learn more about Deseret Premier, visit www.dmba.com.