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Lend a hand to help stop healthcare fraud

Lend a hand to help stop healthcare fraud

On its surface, healthcare fraud may seem like a victimless crime. But nothing could be further from the truth. Fraud costs you and insurance companies billions of dollars each year. It can also push up your premiums, reduce your benefits, and threaten the quality of care you receive. What is healthcare fraud? Healthcare fraud can take a variety of forms. Here are some examples: A doctor submits claims for services he did not provide. An employee conceals a spouse’s coverage…

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Healthcare fraud: 10 ways to avoid hospital overcharges

Healthcare fraud: 10 ways to avoid hospital overcharges

Some experts estimate hospitals overcharge their patients up to $10 billion a year, with an average of $1,300 per hospital stay. Others say overcharges make up approximately 5% of hospital bills. How can you avoid getting stuck with these unnecessary charges? Protect yourself by following these 10 steps: If your hospital stay isn’t for an emergency, find out in advance what your medical plan will cover and how much it will pay. Call the hospital billing department and ask what…

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Examples of questions to consider asking your doctor

Examples of questions to consider asking your doctor

Going to a healthcare professional can be stressful, but being prepared can minimize the stress. Your objective is to create a partnership with your doctor that will help you manage your health. As you prepare to visit your healthcare professional, please consider the following questions: What do you think is my problem (diagnosis)? What is the best way to further diagnose or treat this problem? What evidence do you have to support the testing or treatment you suggest? What are…

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Having a healthy pregnancy

Having a healthy pregnancy

Having a baby is exciting, but also requires increased awareness of your health. By taking good care of yourself, you provide your developing child with an environment conducive to a healthy life. When you think you are pregnant, see a healthcare provider and ask questions about pregnancy. Your doctor or midwife will estimate your “due date” (when your baby will be born) based on the first day of your last menstrual period. You will be weighed, your blood pressure will…

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Questions to ask your pharmacist

Questions to ask your pharmacist

Before starting a new medication, consider asking your pharmacist the following questions: How often must I take the medication, and what time of day should it be taken? What should I do if I miss taking my medicine as directed? Should the medicine be taken with food or on an empty stomach? What foods, drinks, or activities should be avoided while taking the medicine? Will a refill be needed? What is the best way to store the medicine? What side…

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